Down-To-Earth Vehicle Accident Law Lincoln NE Programs Guidelines

Good Solid Advice For Selecting A Quality Lawyer

Lawyers, rightly or wrongly, often have a reputation for being somewhat less than straightforward and honorable. However, by taking the time to learn about selecting and working together with a lawyer, you will come to see that not all lawyers are created equal. Continue reading to learn ways to make your relationship with the legal profession a healthy and useful one.

Do not hire a lawyer who establishes the first contact. This is more than likely a scam, especially if the issue you have will end up costing some serious money. Only hire a lawyer that you want.

Ask your friends and family for referrals if you are looking for a great lawyer. Others that have had legal issues know how critical a good lawyer can be and will be best able to lead you in the right direction. Get a few recommendations and then do your own research from there.

A general practitioner is not always your best option. You might have a good lawyer you trust, but do not hesitate to hire a specialized lawyer if you need help with an issue your lawyer has no experience with. Do not hesitate to ask your usual lawyer for a referral.

Ask your lawyer questions. A lawyer of a high caliber will be more than willing to talk to you regarding any concerns that you may have. If you can't get answers from your lawyer, then it might be time to look for a new one.

When choosing a lawyer, word of mouth is one of the best ways to find one. Ask friends or relatives for recommendations. They can give you honest feedback on their experience. They can tell you how well or poorly they did in their situation. This feedback can help you choose wisely.

If your lawyer does or says anything you don't understand, speak up. They should be more than happy to explain anything to you, from what a fee is for to a document they're having you sign. If your lawyer doesn't want to talk about anything related to your case, drop them immediately.

Make sure that you are one hundred percent comfortable before you sign any legal documentation hiring your lawyer. The last thing that you need if you are already in a bad situation is to have to pay extra money to a lawyer that you do not want. Take precaution before signing on the dotted line.

Know just exactly how much opportunity cost you are giving up when choosing to go to court. Any case takes time, and just how much time depends a lot on the ability of your lawyer. If you choose a young lawyer to save money, you may find that the case takes many more weeks than if you had gone with someone more seasoned. Those weeks can be many hours of lost pay! Do your homework here and make sure the math works out for your choices.

You should make sure you have a solid case before attacking someone in court. Keep in mind that some lawyers only have their own interest in mind and will advise you to go to court regardless of how solid your case is. Present your case to different professionals and do some research on your own before you go to court.

Talk to your local bar association to check out any lawyers you're considering. If there are a few complaints, they may still be okay, but you should be click here aware of the nature of the problems reported. Also steer clear of them if their record reads like a rap sheet.

When meeting with a lawyer, make sure you are prepared. They are paid by the hour. Anytime you deal with a lawyer, you are probably being charged if they work on an hourly basis. By being prepared when meeting with your lawyer, you can resolve your issues quickly, which will result in you paying a lot less money.

When you are purchasing a home or other property, you should consider hiring an attorney to make sure every detail of the contract is done correctly. The same is true if you are selling a property. The extra expense is well worth knowing there will be no future surprises for you.

It is often the case that lawyers are seen as a necessary evil, only to be consulted when things really go badly. The truth, though, is that if you educate yourself about what lawyers do and how they can help make your life easier, you are likely to see things differently. Hopefully the information above has been a useful resource to help you do just that.

Auto insurers play hardball in minor-crash claims

Profitable strategy

The cases, CNN found, illustrate a carefully developed strategy to make the victims look like they are trying to defraud the insurers.

But documents CNN obtained indicate profit, not fraud, is the reason companies decided to play hardball in small accidents.

For Allstate and State Farm, according to documents obtained by CNN, the strategy was developed in the mid-1990s with the assistance of consulting giant McKinsey & Co.

Looking for a way to boost profits, McKinsey focused on soft-tissue injuries incurred in minor crashes.

While the McKinsey documents -- numbered in the thousands -- are under seal in courts around the country, CNN saw several of them during a court hearing in Lexington, Kentucky.

Playing off Allstate's signature slogan, one document recommends the insurer put boxing gloves on its "good hands" for those who insist on going to court.

The strategy, according to former Allstate and State Farm employee Jim Mathis, relies on the three D's -- denying a claim, delaying settlement of the claim and defending against the claim in court.

"The profits are good, and as long as the community, the public allows this to occur, the insurance companies will get richer and people ... will not get a fair and reasonable settlement," Mathis said.

Both Allstate and State Farm declined requests for interviews.

In an e-mail, Allstate wrote it did not believe it would "have any real opportunity of being successful in getting you (CNN) to do a balanced report."

State Farm wrote: "We take customer service seriously and seek to pay what we owe, promptly, courteously and efficiently, and we handle each claim on its own merits."

The company also said, "Any attempt to generalize that State Farm adopted consultant recommendations as other insurers is just plain wrong."

A company spokesman sent an additional e-mail, saying that the company did work with McKinsey to improve claims handling but State Farm stopped using the McKinsey program in 1999.

Robert Hartwig, president of the Insurance Information Institute, told CNN insurers do not have a strategy of blanket denial of claims. He also said strategies to limit expenditures on minor-impact crashes are needed to fight fraud.

Hartwig specifically singled out lawyers who he claims make a living on car accident victims, saying those lawyers are upset because "the gravy train is over."